Terms of Service

1. Agreement to Terms

These Terms of Service (“Terms”) govern your access to and use of Knotentials (“we”, “our”, or “us”), including our website and mobile applications (the “Service”).

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you may not access or use the Service.

2. Eligibility

You must be at least 13 years old to use Knotentials. By using the Service, you represent and warrant that you meet this requirement and have the legal capacity to enter into these Terms.

3. Account Responsibilities

When you create an account, you agree to provide accurate and complete information and to keep your credentials secure.

You are responsible for all activity that occurs under your account. We are not liable for any loss or damage resulting from unauthorized access to your account.

4. Acceptable Use

You agree not to:

• Use the Service for unlawful or fraudulent purposes
• Attempt to gain unauthorized access to our systems
• Disrupt or interfere with the security or performance of the Service
• Reverse engineer, decompile, or attempt to extract source code

5. Feature Availability by Country

Some features of the Service, including features included in a paid plan, are only available in certain countries, or work differently from one country to another. This depends on local laws, payment providers, and app store rules.

For example:

• The Cash Gifts Wallet is currently available only to couples in Malawi, and gifts are paid in Malawian Kwacha (MWK) through our local payment provider.
• Prices may be shown in more than one currency for reference. You are charged in the currency shown at checkout, or by your app store.
• Purchases made through an app store (the Apple App Store or Google Play) are also subject to that store’s terms and are only available where the store supports them.

Which features you can use is based on where you are and where your account or payment method is registered. A feature listed on our pricing page or in a plan description is not a promise that it is available in your country. We may add, change, or withdraw features in any country at any time.

6. Educational and Financial Disclaimer

Knotentials provides educational content, tools, and insights for informational purposes only. We do not provide financial, legal, or investment advice.

Any financial decisions you make are solely your responsibility. You should consult a qualified professional before making financial decisions.

7. Intellectual Property

All content, features, and functionality on Knotentials—including text, graphics, logos, and software—are owned by or licensed to us and are protected by intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to use the Service for personal, non-commercial purposes only.

8. Termination

We reserve the right to suspend or terminate your access to the Service at any time, without notice, if you violate these Terms or engage in conduct that harms the Service or other users.

9. Disclaimer of Warranties

The Service is provided on an “as is” and “as available” basis. We make no warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

10. Limitation of Liability

To the fullest extent permitted by law, Knotentials shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of the Service.

11. Changes to These Terms

We may update these Terms from time to time. Continued use of the Service after changes become effective constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Knotentials operates, without regard to conflict of law principles.

13. Contact Us

If you have any questions about these Terms, please contact us at:

Email: support@knotentials.com